Quick Pay Simulator

Simulate per-load driver payments (paid immediately) with weekly settlement reconciliation.

Add Load

Settlement Balance $0.00
Total Loads
0
Total Gross Freight
$0.00
Total Paid to Driver
$0.00
Total Reserves
$0.00
Maint. Reserve Bal.
$0.00
Settlement Bal.
$0.00

Event Log

# Type Date Gross Freight Billor Fee Fuel Tolls Net After Var. Fixed Rsv. Maint. Rsv. Paid to Driver % Gross Settl. Bal. Maint. Bal. Wk. Coverage Actions
No loads added yet. Add a load above to begin the simulation.

Configuration & Reference

Parameters

Variable Rates

Total Variable44.80%

Fixed Expenses (Weekly)

Weekly Total$1,610.00

Derived

Full coverage in this many loads. Remaining loads: $0 reserve.
Cap reserve at this % of net-after-variable. Driver always receives at least 15% of net.
Per-Load Formula: Quick Pay = Gross Freight × 55.20% − Reserven
Reserve/Load: $536.67 (flat — coverage = target loads)
Week Target: $1,610.00 (fixed) + outstanding deficit = Reserven = (target − collected) / loads left
Driver Protection: Reserve capped at 85% of net-after-variable

Per-Load Reserve Schedule

Shows base reserves per load position (coverage target: 2 loads). When a deficit exists, actual reserves will be higher to recover it.

Per-Load Deductions

Billor Fee (15.00%)—
Fuel (28.00%)—
Tolls (1.80%)—
Net After Variable—
Fixed Reserve—
Maint. Reserve—
Quick Pay to Driver—

Based on average gross freight from entered loads.

Weekly Fixed Expenses (What Reserves Cover)

Truck Lease$750.00
Maintenance Fee$215.00
Trailer$300.00
Kit Trailer$60.00
Truck Insurance$60.00
Occupational Insurance$20.00
Tag and Plate$30.00
Taxes and Fees$30.00
Billor Copilot$100.00
Telematics$45.00
Weekly Total$1,610.00
Loads to break even3.0